Article Consumption Data Types

KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

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Strong
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Qoute
blockquote>“Progress is quiet until it isn’t.”
― Kierra C.T. Banks</blockquote>

Bullet list

• The CRO should have the right mix of education and industry experience and the IRM’s pathway to Fellowship is the gold standard for ERM professionals.
• The CRO should have ‘skin in the game’ on every engagement and be involved in every key decision referred to management. This will ensure the CRO has a ‘seat at the table’ as part of the management committee.
• The CRO should be exposed to various risk management techniques, governance issues, diverse business/services, and risk regulations.
• The CRO should work on building a risk culture across the organisation through Business/Function Risk Officers, thereby creating future leaders who think about breadth aspects in addition to their areas of expertise.
• The CRO should be aware of global developments, industry updates, geopolitics, economic aspects, etc. Strong corporate connections, networking, and a broad reading spread are key.
• The CRO should invest in creating qualified risk champions who are not risk experts but business experts taking risk-based decisions in various departments.

Number list

1. False Urgency: This dark pattern refers to an act of misleading a user into believing that there is a false sense of urgency or scarcity to persuade them to act quickly and make a purchase, e.g. showing false popularity of a product or service to influence a user’s decision. A lot of times, when users are adding products to their cart, there is an instant pop-up stating, “only a few items are left”, when in fact the product remains in stock even after weeks (sometimes even at reduced prices!).
2. Basket Sneaking: This dark pattern is the act of automatically adding extra items like products, services, charitable contributions or donations during the checkout process on a platform without the user’s consent, resulting in an unintended increase in the total amount payable by the user. The most common example being the Rs. 1/- donation, which is automatically added during checking out and does not usually meet the eyes of the customers (given that the addition made to the cart is almost negligible).
3. Forced Action: This dark pattern refers to compelling a user to purchase extra items, subscribe to unrelated services, or share personal information just to access or buy the initially desired product or service. A very common example of ‘Forced Action’, is that of gated websites. There are numerous websites/applications which allow the users to access the information/data only after signing up. These are a means to collect personal data for targeted advertisements, et al.
4. Subscription traps: Also known as a “Roach Motel”, this pattern makes it difficult or impossible for users to cancel a subscription, such as by requiring them to call a customer service number or navigate through a complex maze of menus. There are several applications, which do not show the option of closing or de-activating the account in a straight-forward manner. In a market where every user is not tech savvy or has the patience of going through several steps to de-activate his/her account, the accounts of such users remain active, thereby granting perpetual access to their personal data.

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#WATCH | Delhi: Several flight operations delayed at IGI airport due to low visibility amid the fog. pic.twitter.com/2gRM6Pa1N9

— ANI (@ANI) January 19, 2024

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Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow

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KV Prasad Jun 13, 2022, 06:35 AM IST (Published)

Listen to the Article (6 Minutes)

Indian exchanges will be among stock markets in Bangladesh, Pakistan, Saudi Arabia, Malaysia and Indonesia that will remain closed on the festive day.

Currency and derivatives markets will remain closed on account of the public holiday.

Stock markets will also remain closed on April 17, Wednesday next week, for the Ramnavami holiday. After that, there is no trading holiday in April. There are a total of 20 trading days in April.

Elon Musk forms several ‘X Holdings’ companies to fund potential Twitter buyout

3 Mins Read

Thursday’s filing dispelled some doubts, though Musk still has work to do. He and his advisers will spend the coming days vetting potential investors for the equity portion of his offer, according to people familiar with the matter

KV Prasad Journo follow politics, process in Parliament and US Congress. Former Congressional APSA-Fulbright Fellow